buy to let mortgage in bexleyBUY TO LET MORTGAGE IN BEXLEY

If you’re in need of a buy to let mortgage in Bexley, Dartford, Welling, Bluewater, Blackheath or Bromley, our experienced brokers could provide the Answer.

We have access to a wide range of Buy to Let products from across the market, most of which are suitable for amateur landlords or professional property investors.

Nowadays more and more people are investing in the property market. Whether you’re an individual or limited company, we can obtain a buy to let mortgage for you to acquire an investment property.

It’s worth remembering that for buy to let mortgages the lenders have different criteria that you must fulfill. This will range from criteria around minimum earnings and rental income, to maximum Loan To Value (LTV), or properties already owned. For limited company mortgages, lenders make stipulations around the company, it’s directors and shareholders.

Regulations

Buy to Let (BTL) mortgages are not usually regulated by the Financial Conduct Authority. There are a few exceptions. Regulations will apply if you intend to let the BTL property to a close family member. For example, this would include a spouse, civil partner, child, grandparent, parent or sibling.

These family let loans are often referred to as ‘Consumer Buy to Let Mortgages’. They are assessed according to the same strict affordability rules as a residential mortgage.

We are experts in the buy to let market. Our brokers will evaluate your personal and financial circumstances which will enable them to source the most suitable products available to you.

Typical areas also covered, include: Sidcup, Orpington, Swanley, Bexleyheath, Erith, Gravesend, Tilbury and Swanscombe.

MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

FREE MORTGAGE ADVICE UNDERTAKE CREDIT BROKING AND ARE NOT LENDERS.