The Importance of Protection

The Importance of Protection

Millions of pet owners have purchased insurance in case of an expensive trip to the vet, but who will pick up the bill if something happens to you? Many pet owners will know the stress and financial burden caused by an expensive vet’s bill and have taken out pet insurance to avoid having to make difficult decisions at stressful times. In fact, figures show 3.9 million dogs and cats are…

buy to let

What Makes a Good Buy to Let Investment?

With property prices continuing to rise, Buy to Let can be an attractive way to invest. But whether buying your first Buy to Let property, or adding to your portfolio, it’s important to consider what’s involved. Being a landlord As well as the obvious duties of finding tenants and making sure they pay their rent on time, there are also a number of legal requirements that you need to meet…

the risks of being underinsured

The Risks of being Underinsured

Most of us wouldn’t think twice about protecting our home, car, TV or smart phone – we even insure our holidays and pets. But there’s one aspect of protection that too few of us consider – what happens to our homes and our livelihoods in the event we have an accident, serious illness or die? What’s your greatest financial asset? What would you say if you were asked what’s your…

The Cost of a Child

It’s official: Raising a child is now more expensive than buying the average house. Average price of a semi-detached house in the UK = £219,255. Cost of raising a child to age 21 in the UK = £231,843. You’ve insured your home, but how do you go about insuring your kids? The breakdown Obviously costs change as children grow up, but from birth to 21, £231,843 equates to a monthly…

Don’t Leave it Too Long to Get Life Insurance

Life insurance can make the difference between people being able to focus on dealing with grief and people being forced to confront harsh financial realities at a hugely painful time. While the statistical likelihood of dying goes up with age, death claims even young lives. What that means in practice is that life insurance could very well be essential for anyone whose death could lead to financial hardship for people…